I am a thief. Well, not really a thief, just really lazy. I stole the phrase "Kos and Effect" from Jim Treacher. I've been ordered to make retributions to Jim, so I have agreed to pay for Jim's trip to Kosymel and Kosta Rica and a full shopping spree at Kostco. While this is all going to be very kostly, I don't mind, kos I like to pay my debts in full.